National Industrial Credit Corporation

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National Industrial Credit Corporation

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        Formed in 1937 by Edward de Stein, chairman of the Mercantile Credit Company, whilst not being a subsidary of that company the Mercantile shareholders were given preference for shares. On the 15 July 1937 the prospectus for the company was published in 'The Times' stating the purpose was to finance all classes of hire purchase contracts in the Union of South Africa and adjoining territories as the usual period of credit given by a manufacturer is not sufficent for the requirements of hire-purchase selling. The company gave funds to its clients for a defined period under plans specially constructed for each individual trader. The company was based in Johannesburg and established a wholly owned subsidary in Rhodesia.

        In 1952 the Mercantile Credit Company proposed to make an offer to acquire the whole of the ordinary capital of the National Industrial Credit Corporation (NICC) and this became a wholly owned subsidary and in turn gave the Mercantile Credit Company an interest in the Rhodesian subsidary company - this latter being taken over completely in 1954 when it was reabsorbed into the main NICC.

        In January 1959 The Standard Bank of South Africa Limited bought a 40% share, at a cost of £500,000 of the NICC. Also in 1959 the Standard Bank and the Mercantile Credit Company created a new company, the National Industrial Credit Corporation (East Africa) with Standard holding 40% shares and the Mercantile the remaining 60%. The National Industrial Credit Corporation (East Africa) remained in joint ownership; in the 1980s Standard's share was acquired by Barclays Bank of Kenya who already held a 51% share due to their acquisition of the Mercantile Credit Corporation in the 1970s.

        In August 1968 the Standard Bank purchased the whole of the share capital of the National Industrial Credit Corporation, based in Johannesburg and incorporating the Rhodesia business for £1,856,000.

        Registered Offices

        1937-1940 820 Maritime House, Loveday Street, Johannesburg

        1940-1952 Union Castle Building, Loveday Street, Johannesburg

        1952-1965 34 Eloff Street

        From 1965 National Industrial Credit House, 12 New Street South, Johannesburg

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